![]() ![]() Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Discounts do not apply to Suncorp Roadside Assist, Suncorp Insurance Home Assist and Excess-free Glass optional covers. Refer to the relevant motor or home Additional Information Guide for more details. Suncorp QLD CTP Insurance counts as an eligible policy, but it cannot be discounted due to government regulations. Eligible policies are Suncorp Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), Motorhome and Boat. #15% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. If they don’t, we’ll pay you the reasonable cost to hire a car that meets your transport needs, or the cost you incur in making alternative travel arrangements.Ĥ To qualify for this additional cover, you will need to show that the driver of your car didn't contribute to the accident, for example by providing a police report, and you must also provide us with the name and address of the person at fault, and the registration number of the at-fault vehicle. Eligible customers only.ģ We’ll cover the reasonable cost of a hire car using our provider, if they have one available within a reasonable distance of your location. If your car is a total loss (which includes where your car is stolen and unrecovered after 14 days and we accept your claim for theft), and is less than 2 years old and you're the first registered owner, we'll replace your car with a new one of the same or similar make and model. Replacement battery cost is additional.ġYour car becomes a total loss if it is uneconomical or unsafe to repair, including where the combined repair costs and salvage value are likely to be more than the amount covered by your policy. Conditions and limits apply, including fuel value, towing distance and key assistance limits. ^ There is no cover for Suncorp Roadside Assist during the first 24 hours of adding the cover. This content applies to policies with a start or renewal date on or after 25 March 2021. Please refer to the relevant PDS for more details. Like all insurances, conditions, limits and exclusions apply. ![]() Third Party Property Damage cover covers legal liability to other people’s property and a range of additional features at no extra cost. There are five levels of cover you can choose from:Ĭomprehensive cover includes accidental loss or damage cover, third party property damage cover and a range of additional features at no extra cost.Ĭomprehensive Extras includes all the cover of Comprehensive as well as having a range of different optional covers that you can choose for an extra premium (such as windscreen and window glass cover and cover for a hire car after an event).Ĭomprehensive Advantages is our top level of cover and provides all the cover of Comprehensive with your optional covers being automatically included, some requiring eligibility criteria.įire, Theft & Third Party Property Damage cover includes fire and theft cover, third party property damage cover and some additional features at no extra cost. Suncorp Car Insurance is designed to provide you with flexibility to tailor your car cover to best suit your current and changing needs. Third party property damage, which covers damage to other people’s vehicles and property if you’re liable for it, but usually won’t cover damage to your own car. ![]() Comprehensive car insurance, which covers damage to your own car as well as damage to other people’s vehicles and property.The second type of insurance is some form of coverage for damage to other vehicles, other people’s property and maybe even your own vehicle. There are many types and levels of cover available, including a few optional covers that may be available with these types of car insurance for an additional cost, but generally they fall into two categories: You’ll be able to find more details via your state’s traffic authority website. ![]() In some states, CTP is bundled into car registration, in others, it needs to be purchased separately before a car can be registered. One is some form of Compulsory Third Party (CTP) Insurance, which covers costs related to injuries caused in motor vehicle accidents. Generally, Australian drivers have two types of car insurance. ![]()
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